为您和您的员工设计的固定缴款养老金计划 

我们提供固定缴款(DC)养老金计划和退休解决方案, including outsourced chief investment officer (OCIO) services in many countries 世界各地. 我们可以帮你设计, plan and manage customized DC plans or implement a fully outsourced solution that aims to help you deliver on your business objectives while addressing the retirement needs of your workforce.

推行固定供款退休金策略 

A defined contribution (DC) plan aims to minimize a firm’s exposure to the pension 风险, long-term financial uncertainty and volatility that are inherent in traditional defined benefit (DB) plans. However, DC plans can be complex and burdensome, and bring new 风险s and responsibilities. 还有投资, 雇主需要考虑治理问题, 风险, 成员敬业度和退休准备.

Building your optimal strategy starts with design and implementation and then involves managing or outsourcing the delivery of a plan that aligns your organizational objectives with workforce demographics. 最大化你的时间回报, 为计划所做的努力和贡献, 对雇主来说，为员工优化退休计划是很重要的. Engaging tools could help employees model their retirement outcomes according to changes in investment strategy, 退休年龄和缴费率.

固定缴款退休金计划提供者的投资责任

We can help you find an optimal pension vehicle and investment structure that either is managed by your in-house teams or has certain elements outsourced to a third-party specialist. We can also suggest products that we believe will provide the right level of choice for employees, 同时与公司目标保持一致.

As employees reach various life milestones, their choice of investment strategy may change. We can help you establish a DC investment structure that provides the option for flexible asset allocation and balances 风险 and expected return at all stages of members’ working lives.

We can leverage our extensive and global industry research to provide you with tailored advice on investment manager and fund selection to support your chosen strategy. We also advise on emerging market trends and opportunities, along with new product innovation.

我们可以帮助您为员工提供最佳的投资策略, 找到合适的预期收益组合, 风险和分散投资. 我们以基金经理的业绩和收费为基准, enabling you to identify any areas where changes could improve outcomes for employees.

We can help you develop a financial wellness program that engages employees and helps them reach their goals for every stage of their financial lives.

We can help you monitor your DC plans to ensure you stay on top of take-up rates, 贡献水平, 投资选择, 投资经理业绩和任何其他供应商业绩. 我们还可以帮助您完成合规任务. 

建立一个最优的固定缴款策略

  • 你能接触到可靠的投资研究吗?
    我们不断调查, 测试和监控投资经理和产品, 世界各地, 为您提供最新的信息和想法.
  • 你有没有向专业投资人士寻求建议?
    Whether you want to streamline your plan or determine the right investment strategies to adopt, we can provide sound advice and guidance to help you optimize what you offer your employees and navigate the global provider landscape.
  • 您考虑过第三方解决方案吗?
    We can help you reduce the management and compliance burden associated with running your own self-administered plan, which could involve moving elements of managing the plan to third party packaged solutions tailored to your organization, 和员工.
投资趋势

美世CFA协会全球养老金指数2022

We benchmark 44 retirement income systems 世界各地, highlighting strengths and weaknesses.
下载此报告

固定缴款养老金计划解决方案

We can help you deliver customized defined contribution (DC) plans that align with your business needs while providing your employees with a flexible investment opportunity. 我们还可以为您提供DC养老金的各个方面的支持, 从投资到管理, 使您能够将资源集中在核心业务上. 有些解决方案因地区而异. 98858威尼斯70570 找出你所在的地方有什么可用的.

  • 美世未来智慧™

    美世未来智慧是加拿大首个委托DC计划, 减轻行政负担，加强员工财务健康.

  • 员工财务健康

    随着加拿大各地的雇主评估他们的劳动力优先事项, 员工的财务健康越来越重要. Empowering employees to build their financial confidence starts with providing the necessary tools and resources.

  • 退休准备分析

    随着员工对退休计划承担越来越多的责任, 许多人在为退休做准备的过程中失去了优势. 这对个人、公司和社会都有严重的影响. It’s time for a more balanced solution for retirement planning — one that offers employees control over their financial choices while providing enhanced employer guidance and oversight.

外包你的工作对你有什么帮助
实现你的目标 

A growing number of employers are choosing to work with specialist investment providers to help them manage their defined contribution (DC) pension commitments. 虽然这种方法在世界各地有很多名字——外包CIO, OCIO, 授权解决方案, fiduciary management – the aim is the same: to offer solutions that enable plan providers to meet their goals more efficiently.

通过外包模型, 雇主和其他供应商保持着对关键决策的控制, 比如策略, 计划设计和资产配置, 留下技术和战术任务, 包括投资经理的选择和监控, 尽职调查和监督, 给像美世这样的第三方专家. We offer a range of outsourced pension and retirement solutions tailored to our client needs all 世界各地. 98858威尼斯70570 了解更多.

相关的见解

    一切都在这里:美世Insight®社区

    简化搜索. Get strategic research tailored to your interests from thought leaders across the investment industry, 包括美世和数百家第三方出版商. 会员资格是免费的，注册只需几秒钟.
    加入社区

    98858威尼斯70570的固定缴款专家

    我们将为您联系您所在地区/国家的专家.
    请参阅我们的重要通知